Mellow Protocol

Permissionless infrastructure for institutional vaults and onchain yield — built on Ethereum.

How it works

01

Choose a vault

Browse curated vaults on the Mellow Protocol platform. Each vault lists the underlying assets, curators, APY, and TVL in real time.

02

Connect your wallet

Any EVM-compatible wallet works. The protocol is permissionless — no accounts, no KYC.

03

Deposit assets

Send ETH, wstETH, USDC, cbBTC, or another supported token. The vault issues you a receipt token representing your share.

04

Earn yield

Curators allocate capital across strategies. APY reflects a 7-day moving average. Points accrue hourly on top of base returns.

05

Withdraw any time

Redeem receipt tokens for the underlying asset. Withdrawal timing depends on vault-specific parameters set by the curator.

Why Mellow Protocol

Audited contracts

Six independent security firms — OpenZeppelin, ChainSecurity, StateMind, Sherlock, Decurity, and Nethermind — have reviewed Mellow Protocol's protocol code. That is not typical in this space.

Separation of roles

The Mellow Protocol protocol separates infrastructure from strategy. Curators manage risk allocation; depositors retain on-chain custody. Neither side depends on the other's trust.

Multi-network reach

Vaults run on Ethereum mainnet, Mezo, and Rootstock. Bitcoin holders can now participate without bridging to a non-Bitcoin chain.

Transparent metrics

TVL, APY, curator identity, and vault parameters are readable on-chain at any time. No hidden fees or opaque rebalancing.

Key features

Permissionless vault creation

Any team can deploy a vault on the Mellow Protocol protocol. Institutional curators and independent developers operate side by side.

ERC-20 receipt tokens

Deposits produce standard ERC-20 tokens (earnETH, earnUSD, DVstETH, and others). These are transferable and composable with other Ethereum protocols.

Curator marketplace

Depositors pick curators based on track record and strategy type. Competition among curators keeps fees reasonable.

Restaking support

Dedicated restaking vaults integrate with liquid staking and restaking layers. Validators earn staking rewards plus additional incentive layers.

Points and incentives

0.00025 Mellow Protocol points per hour per $1 of deposited value. Points accumulate on top of APY and do not affect the base yield calculation.

BTC-native vaults

cbBTC and RBTC vaults let Bitcoin holders earn yield without wrapping to a synthetic. Mezo BTC Vault currently shows 27 % APY.

Open documentation

Technical specs, risk disclosures, and formula breakdowns live at ERC-20 standard context and the Mellow Protocol docs site.

Mellow Protocol by the numbers

$339M+
Total value locked across all vaults
3
Networks: Ethereum, Mezo, Rootstock
10+
Active vaults with distinct strategies
6
Independent security audits completed

FAQ

What is Mellow Protocol?

Mellow Protocol is a permissionless protocol for building institutional-grade onchain vaults on Ethereum. Curators deploy yield strategies. Depositors receive ERC-20 receipt tokens representing their share.

How do I deposit into a Mellow Protocol vault?

Connect an EVM-compatible wallet to the Mellow Protocol platform, pick a vault that matches your risk tolerance, and confirm the deposit transaction. No account creation or KYC is needed.

Is Mellow Protocol safe and audited?

Mellow Protocol's smart contracts have been reviewed by six firms: OpenZeppelin, ChainSecurity, StateMind, Sherlock, Decurity, and Nethermind. Audit reports are publicly available. No protocol is risk-free, but these audits set a high bar.

What assets can I deposit?

Supported assets include ETH, wstETH, USDC, cbBTC, and RBTC. Specific assets depend on the vault and network. The EarnETH vault alone holds over 110 000 ETH.

Can I use Mellow Protocol if I am not an institution?

Yes. The protocol is fully permissionless. Individual wallet holders and institutions interact with the same contracts. Minimum deposit amounts vary by vault.

Why should I choose Mellow Protocol over other yield protocols?

The Mellow Protocol platform separates vault infrastructure from curator strategy. This means professional risk managers can compete for your capital while the protocol enforces on-chain rules neither party can override.

Which networks does Mellow Protocol support?

Vaults are live on Ethereum mainnet, Mezo, and Rootstock (RSK). Ethereum mainnet vaults hold the majority of TVL. Rootstock vaults let RBTC holders earn yield natively. More networks are planned for 2026.

More detailed answers at /questions. Protocol background at /info.